It’s official: The housing market is about to heat up. With interest rates easing, more [prospective homebuyers](https://www.realtor.com/advice/finance/things-homebuyers-get-wrong-about-getting-a-mortgage-today/) are likely to enter the market. That means buyers will have to be competitive and creative to beat out other bids. “Though falling [mortgage rates](https://www.realtor.com/news/real-estate-news/mortgage-rates-december-14/) are sure to entice some homebuyers, the vast majority—about 86% of existing mortgages—have
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